Sunday, 17 August 2014

The Summer Spending Ban

How To Budget Your Money
For those who don't already know I am a student which means when the summer arrives it becomes a bit of a stretch to keep all of your last student loan back until the end of September. Now, I would go look for a job but I am wanting to put 100% focus into my last year of university which is why I took this summer as my last 'chilled out' before things get serious. Anyways relating to this post I haven't been spending much money this summer so I haven't been buying much beauty or fashion items unless they are an essential. I decided to share an update on how I am getting on with my summer spending ban and maybe this could be useful to any of you shopaholics!

Bank card stays at home
I refuse to carry my bank card when I go out with me unless I have no cash on me at all. If I know I have money on me I will most likely want to impulse buy so this is my no1 essential tip! If you have no will power to not bring your card with you I sometimes give it to my mam to keep for me, not even joking. It works though!

Out with the new and in with the old
Since I am missing out on all of the amazing new products being released 'cough They're Real Liner cough' I have been digging out some of my oldies but goody makeup or beauty products. One product in particular has been my Soap&Glory mother pucker gloss sticks they are brilliant for summer! I have also been digging out some of my Birchbox samples and using them instead of splurging on new stuff - this has really helped me keep my hands away from shelves in shops!

Bargain hunts
The only time I've really impulse purchased has been when I've went to markets. I have been to a few markets around my hometown and both times I've picked up bits and pieces. The great thing about it is how inexpensive everything is! I did a post here on one of my market finds where I only spend a little amount of money. I've came across a vintage watch and a leather satchel those were my favourite bargain hunts! Markets are really great though because they are incredibly inexpensive.

Only buy the needs
I have obviously splurged here and there but not as much as I have done in the past. The odd necklace or piece of clothing but nothing too drastic as you can tell with the no hauls I've done! The only time I've spent money has been on essential things like stocking up on moisturizers or foundation. My foundation isn't cheap either so money does add up in the end.

Avoid shops/hauls
This has been my hardest challenge yet because I love reading peoples hauls or reviews on new products. But basically I've set myself a challenge to not read those posts just in case I get badly influenced to go shopping! I've also kept my distance from the town. Spent a lot of my summer keeping active, going on walks or little day trips away places - I have rarely been in my home town to even want to look in shops so this has helped.

It has been a challenge at times but it has done me good in the long run so I am glad I stuck at doing all of these because I have now not been properly shopping in months, it sounds so depressing but I am glad I haven't caved as much. Keeping away from the shops and not taken my bank card out with me have been the biggest help for me!

How would you handle a spending ban?
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28 comments

  1. I love how spending bans always make you rediscover older products that are in your collection...
    Spending bans for makeup and such are quite easy for me. However staying away from Starbucks and Pret is the hardest thing!
    www.letmegoxo.uk

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    1. I know its like Christmas everytime it happens! oh I bet! my struggle is not going on day trips that is always a challenge!

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  2. This is basically my worst nightmare (sorry!) but these tips are really handy. I just hope I'll never have to use them!

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    1. Mine too! been very hard to not spend|! x

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  3. Great post! I'm leaving a full time job to go to uni and while I can't wait, I know I'm going to struggle with money! Cute purse by the way haha :)
    xx

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    1. thanks from Accessorize unsure if that is wise to tell you! and ouch that will be a challenge! x

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  4. This is such a useful post as I just end up spending far too much on a trip to Boots than I need to! Will definitely be leaving my card at home on more occasions :) xx

    Kay | What Kay Does

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    1. I am probably going to write a winter spending ban post too because that is my downfall! x

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  5. GREAT tips & things I definitely need to take on board. I love bargain hunting in markets and charity shops but it's the high street that gets me, and mostly because I am a blogger ONLINE is hell! xxx

    Blonde of Carbs

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    1. I know right! such a challenge but my downfall is winter clothing so its going to get real tough soon! xx

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  6. These are great tips. I've had a similar situation over the summer but I've been moving from weekly pay to monthly so I don't get paid for 2 months. So I've swapped topshop for Primark, homemade food for meals out and had to stop treating myself to nights out. It's been hard but it'll be worth it (hopefully)

    www.hcozens.blogspot.co.uk

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  7. Great post and a fab idea of leaving your bank card at home! I am definitely tryig this.
    www.elledeesbeauty.com

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    1. Mind you it can be real frustrating if you come across something you NEED there and then!

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  8. I dont think I could handle a spending ban, well done for actually doing it. im definitely going to follow your tips! xxx

    www.hannahpacha.com

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  9. definitely need to try a spending ban! great post x

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    1. thanks hope it works! it is a challenge for bloggers!

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  10. I think spending bans are great, buying or doing something extra lovely with the money you've saved during the ban is such a good feeling!

    Hayley-Eszti
    www.hayleyeszti.blogspot.com

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    1. Very true I must admit I've enjoyed keeping money back for day trips!

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  11. I've been doing this too during Summer especially because it took me a while to finally land a job. I still take my card with me in case of emergencies but I always take out cash to stop me from using my card. Thanks for sharing this!

    Christina @ http://www.lifeandluxe.com/

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  12. This is such a great idea. I particularly find the 'leaving the bank card at home' one a really useful idea that I might start putting into practice. I work full time, and I'm trying to save up but I still find myself splurging too often. So I think these tips can be useful for anyone!

    lexiesaurus

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    1. Reason why its my first tip! it always works even if it is frustrating. Glad I can help!

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  13. I really need to give myself a spending ban in time for Christmas and my holiday next year. Your tips are really helpful and I'll definitely be trying them out. ^_^

    http://theremightbecoffee.wordpress.com/

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    1. Oh I know winter is my downfall with money. Glad I can help hope they work!

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  14. I need to use these tips! I am so awful with money. I have a job but I like to spend my pay cheque before I even have it so I am always minus money. I will definitely try leaving my bank card at home though xx

    Jesstastics.com

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    1. Not judging we are bloggers so times are hard! xx

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